First Financial Bank is local third party financer. A minimum of $500 must be financed. Your purchase through First Financial Bank will qualify for our Cash Price Discount. Your approval, interest, and payment rates will vary based on your credit score. In general, those with a credit score of 700 and above will receive an interest rate of 7.99%. To start, click the First Financial Bank logo. *Note: First Financial Bank is a third party. Their offers and rates are subject to change. Please review their application for more information.

United Midwest Savings Bank is a national third party financer. A minimum of $1,000 must be financed. Your purchase through United Midwest Savings Bank will qualify for our Cash Price Discount. If approved, interest rates do not vary by credit score and are typically set to 12.99%. To start, click the United Midwest Saving Bank logo and be sure to enter Merchant ID Number 774 in the next screen. *Note: United Midwest Savings Bank is a third party. Their offers and rates are subject to change. Please review their application for more information.

Online Cart Financing

Affirm is a national third party financer. Affirm is available for online purchases only. A minimum of $50 must be financed. In general, checking your loan eligibility won’t affect your credit score, payment terms vary based on amount financed, and typically multiple options are provided. To utilize Affirm simply select the Affirm payment option at Check Out. *Note: Affirm is a third party. Their offers and rates are subject to change. Please review their application for more information.

PayPal is a global third party financer. PayPal Pay Later is available for online purchases only. Amounts between $30-$600 may be financed. In general, checking your loan eligibility won’t affect your credit score. Pay Pal Pay Later allows you to split your purchase into 4 equal payments.. Pay Pal Pay Later is interest free. The first payment is required at the time of check out. To utilize PayPal Pay Later simply select the PayPal Pay Later payment option at Check Out. *Note: PayPal is a third party. Their offers and rates are subject to change. Please review their application for more information.

In Store Layaway

Layaways are easy at Ellis County Music Center. Layaways are interest free. 20% down is required. The instrument must be paid in full within 90 days. Layaways may be paid in full at anytime during the 90 days. At least one payment per month must be received. Customer takes possession of the instrument once the Layaway is paid off.  Layaways are subject to a 20% restocking fee if canceled or not paid in full within 90 days.