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With Affirm, you always know exactly what you'll owe and when you'll be done paying.
Transparent
Affirm tells you up front the total amount you’ll pay. That number will never go up.
Flexible
You choose the payment plan that works for you. Our smart checkout gives you options.
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Affirm won’t charge you late fees or penalties of any kind, ever.
Disclosure
Rates from 0% APR or 10–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.
In Store Layaway
Layaways are easy at Ellis County Music Center. Layaways are interest free. 20% down is required. The instrument must be paid in full within 90 days. Layaways may be paid in full at anytime during the 90 days. At least one payment per month must be received. Customer takes possession of the instrument once the Layaway is paid off. Layaways are subject to a 20% restocking fee if canceled or not paid in full within 90 days.