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Male Playing Guitar

Financing

First Financial Bank Logo

Subject to credit approval. Minimum monthly payments of $22.11 per $1,000 borrowed at 11.74% APR for 60 months.

First Financial Bank is local third party financer. A minimum of $500 must be financed. Your purchase through First Financial Bank will qualify for our Cash Price Discount. Your approval, interest, and payment rates will vary based on your credit score. In general, those with a credit score of 700 and above will receive an interest rate of 11.74%. To start, click the First Financial Bank logo. *Note: First Financial Bank is a third party. Their offers and rates are subject to change. Please review their application for more information.

United Midwest Savings Bank Logo

Subject to credit approval. Minimum monthly payments of $22.75 per $1,000 borrowed at 12.99% APR for 60 months.

 

United Midwest Savings Bank is a national third party financer. A minimum of $1,000 must be financed. Your purchase through United Midwest Savings Bank will qualify for our Cash Price Discount. If approved, interest rates do not vary by credit score and are typically set to 12.99%. To start, click the United Midwest Saving Bank logo. *Note: United Midwest Savings Bank is a third party. Their offers and rates are subject to change. Please review their application for more information.

Online Cart Financing

Affirm Logo

Buy with Confidence

With Affirm, you always know exactly what you'll owe and when you'll be done paying.

Transparent

Affirm tells you up front the total amount you’ll pay. That number will never go up.

 

Flexible

You choose the payment plan that works for you. Our smart checkout gives you options.

 

Fair

Affirm won’t charge you late fees or penalties of any kind, ever.

Disclosure

Rates from 0% APR or 10–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.

In Store Layaway

Ellis County Music Center Logo

Layaways are easy at Ellis County Music Center. Layaways are interest free. 20% down is required. The instrument must be paid in full within 90 days. Layaways may be paid in full at anytime during the 90 days. At least one payment per month must be received. Customer takes possession of the instrument once the Layaway is paid off.  Layaways are subject to a 20% restocking fee if canceled or not paid in full within 90 days.

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